Looking for an easy way to get a loan? Discover Best 32 Loan Apps in India for Quick Personal Loans in 2024 that offer quick and hassle-free approvals. Whether you need money for emergencies, bills, or personal expenses, these apps make it simple. Just download the app, fill in your details, upload the required documents, and get approved in no time. Here are some of the top apps:
Best 32 Loan Apps in India 2024 :
| Loan App | Interest Rate (p.a.) | Tenure (Months) | Documents Required | Loan Amount Range | Processing Time | Additional Features | Download Link | |
| Moneyview | 12% – 36% | 3 – 60 | PAN, Aadhaar, Bank Statements | ₹5,000 – ₹5 Lakh | 1-2 days | Flexible repayment options, no hidden charges | https://moneyview.whizdm.com/share_lref?ref=VISHFSMB | |
| mPokket | 15% – 30% | 1 – 3 | PAN, Aadhaar | ₹500 – ₹30,000 | Few hours | Instant loan disbursal for students and young professionals | ||
| SmartCoin | 16% – 28% | 3 – 12 | PAN, Aadhaar, Bank Statements | ₹1,000 – ₹50,000 | 24-48 hours | Line of credit facility, easy repayment options | https://loan.gromo.in/?productCode=SMART_COIN&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=298&productType=Personal%20Loan | |
| LazyPay | 15% – 29% | Up to 12 | PAN, Aadhaar, Bank Statements | ₹10,000 – ₹1 Lakh | 1-2 days | Buy Now Pay Later option, rewards program | ||
| LoanTap | 13% – 24% | 6 – 60 | PAN, Aadhaar, Income Proof | ₹50,000 – ₹10 Lakh | 2-3 days | Personal loans for salaried professionals, Overdraft facility | ||
| Fibe | 12% – 30% | 3 – 24 | PAN, Aadhaar, Salary Slips | ₹10,000 – ₹5 Lakh | 1-2 days | Personal loans for salaried employees, Quick disbursal | https://leads.banksathi.com/?h=MnV0enQ1UzduSWxrdVhFUndEZUM3Zz09 | |
| Navi | 9.9% – 36% | 3 – 60 | PAN, Aadhaar, Income Proof | ₹20,000 – ₹20 Lakh | 24 hours | Personal loans & Home loans, Instant loan approval for existing customers | https://g.navi.com/63O2cNP | |
| Kissht | 13% – 36% | 3 – 24 | PAN, Aadhaar, Bank Statements | ₹10,000 – ₹1 Lakh | 2-3 days | EMI payment option on online purchases, No-cost EMI options | https://loan.gromo.in/?productCode=KISSHT&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=371&productType=Personal%20Loan | |
| FlexSalary | 15% – 36% | 1 – 12 | PAN, Aadhaar, Salary Slips | ₹5,000 – ₹2 Lakh | Same day | Salary advance loans for salaried professionals | ||
| Dhani | 13% – 35% | 6 – 60 | PAN, Aadhaar, Salary Slips (if salaried) | ₹1,000 – ₹15 Lakh | 1-2 days | Personal loans and credit line, telemedicine services | ||
| KreditBee | 10% – 28% | 6 – 60 | PAN, Aadhaar, Salary Slips | ₹1,000 – ₹3 Lakh | Few hours | Personal loans and digital gold loans, Quick disbursal | https://leads.banksathi.com/?h=bGxDUk5vczJOdXBkZlhjOXkrc0JQQT09 | |
| MoneyTap | 1.08% – 1.25% p.m.* | 2 – 36 | PAN, Aadhaar, Salary Slips | ₹3,000 – ₹5 Lakh | Same day | No usage or pre-closure charges, Line of Credit | ||
| PaySense | 12% – 36% | 3 – 60 | PAN, Aadhaar, Bank Statements | ₹5,000 – ₹5 Lakh | 1-2 days | Flexible repayment options, low processing fees | https://loan.gromo.in/?productCode=PAYSENSE&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=285&productType=Personal%20Loan | |
| EarlySalary | 16% – 34% | 1 – 3 | PAN, Aadhaar | ₹5,000 – ₹5 Lakh | Few minutes | Instant salary advances, no credit history required | https://leads.banksathi.com/?h=MnV0enQ1UzduSWxrdVhFUndEZUM3Zz09 | |
| IndiaLends | 12% – 30% | 6 – 60 | PAN, Aadhaar, Income Proof (Salary Slips/ITR) | ₹20,000 – ₹15 Lakh | 2-3 days | Personal loans and credit cards, credit score improvement tips | https://loan.gromo.in/?productCode=INDIALENDS_PL&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=239&productType=Personal%20Loan | |
| NIRA | 14% – 29% | 6 – 60 | PAN, Aadhaar, Salary Slips | ₹5,000 – ₹1 Lakh | 1-2 days | Affordable personal loans, credit score builder loan | https://loan.gromo.in/?productCode=NIRA&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=299&productType=Personal%20Loan | |
| PayMe India | 15% – 31% | 1 – 3 | PAN, Aadhaar | ₹1,000 – ₹2 Lakh | 24 hours | Instant personal loans, low processing fee | ||
| Kreditzy | 14% – 28% | 6 – 36 | PAN, Aadhaar, Salary Slips | ₹10,000 – ₹4 Lakh | 2-3 days | Personal loans for salaried and self-employed | ||
| CASHe | 11% – 32% | 3 – 60 | PAN, Aadhaar, Bank Statements | ₹5,000 – ₹4 Lakh | Few minutes | Instant personal loans, social media-based loan eligibility | ||
| Prefr | Varies | Varies | Bank statements, KYC documents (Aadhaar, PAN) | Up to ₹5 Lakh | 1 minute | Instant approvals, no credit score required | https://loan.gromo.in/?productCode=PREFR&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=295&productType=Personal%20Loan | |
| L&T Financial Services | 10.99% onwards | Up to 60 | PAN, Aadhaar, Income Proof | Up to ₹75 Lakh | 2-3 days | Wide range of financial products, trusted brand | https://loan.gromo.in/?productCode=LNT&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=362&productType=Personal%20Loan | |
| Incred Finance | 10.5% onwards | Up to 60 | PAN, Aadhaar, Income Proof, Bank statements | Up to ₹50 Lakh | 2-3 days | Personal loans and business loans for professionals | https://loan.gromo.in/?productCode=INCRED&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=328&productType=Personal%20Loan | |
| Aditya Birla Capital | 10.25% onwards | Up to 84 | PAN, Aadhaar, Income Proof | Up to ₹40 Lakh | 2-3 days | Wide range of financial products, including loans and insurance | https://loan.gromo.in/?productCode=ADITYA_PL&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=387&productType=Personal%20Loan | |
| SMFG India Credit | 11.99% onwards | Up to 36 | PAN, Aadhaar, Income Proof | ₹20,000 – ₹5 Lakh | 1-2 days | Instant loan disbursal, flexible repayment options | https://loan.gromo.in/?productCode=SMFG&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=321&productType=Personal%20Loan | |
| Privo | 15% – 35% | 3 – 36 | PAN, Aadhaar, Bank Statements | ₹10,000 – ₹2 Lakh | 1 day | Instant loans for salaried employees | https://loan.gromo.in/?productCode=PRIVO&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=291&productType=Personal%20Loan | |
| Niro | 12% – 36% | 6 – 60 | PAN, Aadhaar, Salary Slips | ₹10,000 – ₹10 Lakh | 1-2 days | Personal loans for salaried and self-employed | https://loan.gromo.in/?productCode=NIRO&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=398&productType=Personal%20Loan | |
| InstaMoney | 12% – 36% | 3 – 12 | PAN, Aadhaar, Bank Statements | ₹1,000 – ₹2 Lakh | 24 hours | Instant loans, quick approval | https://loan.gromo.in/?productCode=INSTAMONEY_LOANS&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=238&productType=Personal%20Loan | |
| StuCred | 12% – 24% | Up to 60 | PAN, Aadhaar, Admission Letter | Up to ₹2 Lakh | 3-4 days | Education loans for students | https://loan.gromo.in/?productCode=STUCRED&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=322&productType=Personal%20Loan | |
| Zype | 12% – 36% | 3 – 24 | PAN, Aadhaar, Bank Statements | ₹5,000 – ₹1 Lakh | 1 day | Instant personal loans | https://loan.gromo.in/?productCode=ZYPE&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=357&productType=Personal%20Loan | |
| True Balance | 16% – 30% | 6 – 24 | PAN, Aadhaar, Bank Statements | ₹5,000 – ₹50,000 | 24-48 hours | Mobile wallet and financial services platform | https://loan.gromo.in/?productCode=TRUE_BALANCE&journeyId=1&shortCode=o5fXnurpJpCDMAxIAIpv_&subCode=l&productTypeId=335&productType=Personal%20Loan | |
| IndusInd Bank | 10.49% onwards | Up to 60 | PAN, Aadhaar, Bank Statements | ₹50,000 – ₹50 Lakh | 1-2 days | Wide range of loan products, good customer service | https://leads.banksathi.com/?h=ZzU0bnJYbndxaFF6eC8zOHdQa1RFUT09 | |
| Tata Capital | 10.99% onwards | Up to 60 | PAN, Aadhaar, Bank Statements | Up to ₹75 Lakh | 2-3 days | Wide range of loan products, good customer service | ||
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Best 32 Loan Apps in India
- Moneyview ( This is my personal favourite , hassle free , online and get approved within Minutes)
- Interest Rate: 12% – 36% p.a.
- Tenure: 3 – 60 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹5,000 – ₹5 Lakh
- Processing Time: 1-2 days
- Additional Features: Flexible repayment options, no hidden charges
- Download Link: Moneyview
- mPokket
- Interest Rate: 15% – 30% p.a.
- Tenure: 1 – 3 months
- Documents: PAN, Aadhaar
- Loan Amount: ₹500 – ₹30,000
- Processing Time: Few hours
- Additional Features: Instant loan disbursal for students and young professionals
- SmartCoin
- Interest Rate: 16% – 28% p.a.
- Tenure: 3 – 12 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹1,000 – ₹50,000
- Processing Time: 24-48 hours
- Additional Features: Line of credit facility, easy repayment options
- Download Link: SmartCoin
- LazyPay
- Interest Rate: 15% – 29% p.a.
- Tenure: Up to 12 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹10,000 – ₹1 Lakh
- Processing Time: 1-2 days
- Additional Features: Buy Now Pay Later option, rewards program
- LoanTap
- Interest Rate: 13% – 24% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Income Proof
- Loan Amount: ₹50,000 – ₹10 Lakh
- Processing Time: 2-3 days
- Additional Features: Personal loans for salaried professionals, Overdraft facility
- Fibe
- Interest Rate: 12% – 30% p.a.
- Tenure: 3 – 24 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹10,000 – ₹5 Lakh
- Processing Time: 1-2 days
- Additional Features: Personal loans for salaried employees, Quick disbursal
- Download Link: Fibe
- Navi
- Interest Rate: 9.9% – 36% p.a.
- Tenure: 3 – 60 months
- Documents: PAN, Aadhaar, Income Proof
- Loan Amount: ₹20,000 – ₹20 Lakh
- Processing Time: 24 hours
- Additional Features: Personal loans & Home loans, Instant loan approval for existing customers
- Download Link: Navi
- Kissht
- Interest Rate: 13% – 36% p.a.
- Tenure: 3 – 24 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹10,000 – ₹1 Lakh
- Processing Time: 2-3 days
- Additional Features: EMI payment option on online purchases, No-cost EMI options
- Download Link: Kissht
- FlexSalary
- Interest Rate: 15% – 36% p.a.
- Tenure: 1 – 12 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹5,000 – ₹2 Lakh
- Processing Time: Same day
- Additional Features: Salary advance loans for salaried professionals
- Dhani
- Interest Rate: 13% – 35% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Salary Slips (if salaried)
- Loan Amount: ₹1,000 – ₹15 Lakh
- Processing Time: 1-2 days
- Additional Features: Personal loans and credit line, telemedicine services
- KreditBee ( have a smooth and fast approval , I will recommend this )
- Interest Rate: 10% – 28% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹1,000 – ₹3 Lakh
- Processing Time: Few hours
- Additional Features: Personal loans and digital gold loans, Quick disbursal
- Download Link: KreditBee
- MoneyTap
- Interest Rate: 1.08% – 1.25% p.m.*
- Tenure: 2 – 36 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹3,000 – ₹5 Lakh
- Processing Time: Same day
- Additional Features: No usage or pre-closure charges, Line of Credit
- PaySense
- Interest Rate: 12% – 36% p.a.
- Tenure: 3 – 60 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹5,000 – ₹5 Lakh
- Processing Time: 1-2 days
- Additional Features: Flexible repayment options, low processing fees
- Download Link: PaySense
- EarlySalary
- Interest Rate: 16% – 34% p.a.
- Tenure: 1 – 3 months
- Documents: PAN, Aadhaar
- Loan Amount: ₹5,000 – ₹5 Lakh
- Processing Time: Few minutes
- Additional Features: Instant salary advances, no credit history required
- Download Link: EarlySalary
- IndiaLends
- Interest Rate: 12% – 30% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Income Proof (Salary Slips/ITR)
- Loan Amount: ₹20,000 – ₹15 Lakh
- Processing Time: 2-3 days
- Additional Features: Personal loans and credit cards, credit score improvement tips
- Download Link: IndiaLends
- NIRA
- Interest Rate: 14% – 29% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹5,000 – ₹1 Lakh
- Processing Time: 1-2 days
- Additional Features: Affordable personal loans, credit score builder loan
- Download Link: NIRA
- PayMe India
- Interest Rate: 15% – 31% p.a.
- Tenure: 1 – 3 months
- Documents: PAN, Aadhaar
- Loan Amount: ₹1,000 – ₹2 Lakh
- Processing Time: 24 hours
- Additional Features: Instant personal loans, low processing fee
- Kreditzy
- Interest Rate: 14% – 28% p.a.
- Tenure: 6 – 36 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹10,000 – ₹4 Lakh
- Processing Time: 2-3 days
- Additional Features: Personal loans for salaried and self-employed
- CASHe
- Interest Rate: 11% – 32% p.a.
- Tenure: 3 – 60 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹5,000 – ₹4 Lakh
- Processing Time: Few minutes
- Additional Features: Instant personal loans, social media-based loan eligibility
- Prefr
- Interest Rate: Varies
- Tenure: Varies
- Documents: Bank statements, KYC documents (Aadhaar, PAN)
- Loan Amount: Up to ₹5 Lakh
- Processing Time: 1 minute
- Additional Features: Instant approvals, no credit score required
- Download Link: Prefr
- L&T Financial Services
- Interest Rate: 10.99% onwards p.a.
- Tenure: Up to 60 months
- Documents: PAN, Aadhaar, Income Proof
- Loan Amount: Up to ₹75 Lakh
- Processing Time: 2-3 days
- Additional Features: Wide range of financial products, trusted brand
- Download Link: L&T Financial Services
- Incred Finance
- Interest Rate: 10.5% onwards p.a.
- Tenure: Up to 60 months
- Documents: PAN, Aadhaar, Income Proof, Bank statements
- Loan Amount: Up to ₹50 Lakh
- Processing Time: 2-3 days
- Additional Features: Personal loans and business loans for professionals
- Download Link: Incred Finance
- Aditya Birla Capital
- Interest Rate: 10.25% onwards p.a.
- Tenure: Up to 84 months
- Documents: PAN, Aadhaar, Income Proof
- Loan Amount: Up to ₹40 Lakh
- Processing Time: 2-3 days
- Additional Features: Wide range of financial products, including loans and insurance
- Download Link: Aditya Birla Capital
- SMFG India Credit
- Interest Rate: 11.99% onwards p.a.
- Tenure: Up to 36 months
- Documents: PAN, Aadhaar, Income Proof
- Loan Amount: ₹20,000 – ₹5 Lakh
- Processing Time: 1-2 days
- Additional Features: Instant loan disbursal, flexible repayment options
- Download Link: SMFG India Credit
- Privo
- Interest Rate: 15% – 35% p.a.
- Tenure: 3 – 36 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹10,000 – ₹2 Lakh
- Processing Time: 1 day
- Additional Features: Instant loans for salaried employees
- Download Link: Privo
- Niro
- Interest Rate: 12% – 36% p.a.
- Tenure: 6 – 60 months
- Documents: PAN, Aadhaar, Salary Slips
- Loan Amount: ₹10,000 – ₹10 Lakh
- Processing Time: 1-2 days
- Additional Features: Personal loans for salaried and self-employed
- Download Link: Niro
- InstaMoney
- Interest Rate: 12% – 36% p.a.
- Tenure: 3 – 12 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹1,000 – ₹2 Lakh
- Processing Time: 24 hours
- Additional Features: Instant loans, quick approval
- Download Link: InstaMoney
- StuCred
- Interest Rate: 12% – 24% p.a.
- Tenure: Up to 60 months
- Documents: PAN, Aadhaar, Admission Letter
- Loan Amount: Up to ₹2 Lakh
- Processing Time: 3-4 days
- Additional Features: Education loans for students
- Download Link: StuCred
- Zype
- Interest Rate: 12% – 36% p.a.
- Tenure: 3 – 24 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹5,000 – ₹1 Lakh
- Processing Time: 1 day
- Additional Features: Instant personal loans
- Download Link: Zype
- True Balance
- Interest Rate: 16% – 30% p.a.
- Tenure: 6 – 24 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹5,000 – ₹50,000
- Processing Time: 24-48 hours
- Additional Features: Mobile wallet and financial services platform
- Download Link: True Balance
- IndusInd Bank
- Interest Rate: 10.49% onwards p.a.
- Tenure: Up to 60 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: ₹50,000 – ₹50 Lakh
- Processing Time: 1-2 days
- Additional Features: Wide range of loan products, good customer service
- Download Link: IndusInd Bank
- Tata Capital
- Interest Rate: 10.99% onwards p.a.
- Tenure: Up to 60 months
- Documents: PAN, Aadhaar, Bank Statements
- Loan Amount: Up to ₹75 Lakh
- Processing Time: 2-3 days
- Additional Features: Wide range of loan products, good customer service
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